Why Going to the Local Bank Might Just Make You More Comfortable
February 22nd, 2012
Shopping at the local grocery store, working out at the local gym, visiting the local movie theater – everyone likes to do things locally whenever they can, yet most people still bank with a nationwide, impersonal banking giant that has a branch at every corner but whose tellers could not remember their name if they posted it on a cardboard sign for them. Going to a local bank such as HB Capital is vastly different from going to the local branch of some big banking giant. The personal service offered is performed based on the local needs. Loan officers actually know the local housing market and personal loans are based on relationships with the client as well as the credit rating. The banking clerks take pride in knowing their customers, sometimes even by their first name. Flexible banking hours, a range of small business checking and money market accounts suited to the local market needs, as well as a variety of personal checking and savings accounts based on the needs of the community are all major benefits of banking at a small local bank such as HB Capital. Big banks love to invests in high tech ventures in California or overseas – at HB Captial that money will help a local businesses get a loan – the money goes right back into the community. Online banking and customer service is available 24/7 and any questions are answered by friendly, local staff. Customer service is a priority because the staff takes it personal, after all, they could be serving their neighbor. At a local HB Capital people can take comfort in knowing that their money lives where they live.
Entry Filed under: Finance